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Jackpot Compass v2.21

Compare the cash. Plan the payments. Understand the taxes.

Lottery payout and tax planning calculator

Open User Guide

Game and prize

Manual prize values — live data has not been applied
Current Advertised Jackpot
Current Cash Value
Latest completed drawing:Not loadedNext scheduled drawing:Not loaded
First Net Payment
Final Net Payment
Total Net Payments
Cash Option Net
Cash % of Annuity
Break-Even Year
Show Calculation Details

Payment schedule

Year, gross payment, and net payment remain visible while scrolling on wider screens.
YearAgeGross PaymentFederal TaxableEst. Federal TaxEst. State TaxNet PaymentFed. WithholdingExtra Fed. ReserveEffective Tax

Results recalculate automatically after you pause typing. Entries are saved locally; the API key is saved only with permission.

Tax Settings

The most common choices stay visible. Less common planning assumptions are grouped under Advanced assumptions.

Basic settings

Advanced assumptions
Override the looked-up state rate manually

How these settings are used

These are planning estimates, not complete tax returns. Local taxes, residency credits, itemized deductions, credits, AMT, ticket-state rules, and future law changes can alter the actual result.

Official Live Prize Lookup

One free MUSL API key works for all four supported games. The secure Cloudflare lookup service sends the key directly to the official MUSL API and does not save it.

MUSL API keyNo key entered
Remember key in this browser
Automatically update when the game changes
Checking the secure Cloudflare lookup service…

What it retrieves

Advertised annuity, cash option, latest completed drawing date, and next scheduled drawing date.

Key privacy

The key is stored locally only when Remember key is selected. It is not included in the project files.

When lookup fails

Manual values remain available. An invalid key, rate limit, network issue, or temporary MUSL outage can cause a failure.